Baccarat online: how to play, rules, strategy and live options
Last updated: July 2026
Table of Content
- What baccarat is and why players choose it online
- Baccarat rules every beginner should know
- How to play baccarat step by step
- Types of baccarat games you can play online
- Baccarat betting options, odds and payouts
- Baccarat strategy: what can help and what cannot
- How to choose an online baccarat casino
- Baccarat NZ: what to know before you play
- FAQ about baccarat online and live play
"At PlayWise NZ, we approach a baccarat table the exact same way we read a bonus contract: look at the real maths, ignore the flashing graphics, and set a hard limit before you place a single bet." - Cameron "Cam" Ellery, Lead Analyst, PlayWise NZ.
Baccarat consistently ranks among the most popular card games in online casinos, and for good reason. Its baseline house edge is genuinely low, rounds move quickly, and the rules ask almost nothing of you once the cards are dealt. That said, moving from a physical table to a digital screen changes the experience more than most guides let on. Automated software algorithms feel different from streamed human dealers, and the pace can catch you off guard.
This guide breaks down the core baccarat rules, the reality behind the odds, and how the PlayWise NZ standard testing method separates mathematically fair features from expensive side-bet distractions. Whether you are brand new or just comparing platforms, the goal here is simple: help you understand the game before you risk a dollar.
Key takeaways before you read further:
- The Banker bet carries a house edge of just 1.06%, the lowest on the table.
- Always avoid the Tie bet (house edge around 14.36%).
- Side bets look exciting but carry edges of 10 to 13%, neutralising baccarat's core advantage.
- Baccarat bonus wagering contributions are usually only 5 to 20%. Do the maths before you claim.
- New Zealand's Online Casino Gambling Act takes full effect from 1 July 2026. Play only at licensed online casino sites.
What baccarat is and why players choose it online
Baccarat is a comparing card game played between two defined hands, the "Player" and the "Banker", where the objective is to predict which hand will total closest to nine. That is genuinely it. No complex decisions mid-round, no memorising charts. You pick a side, the dealer does the rest.
Players choose this casino game online because it pairs a relatively low house edge with real convenience. You can join from a mobile device without facing the high minimum limits of a physical casino floor. The transition to the online environment also brings 24/7 accessibility, which appeals to both careful strategic players and those after fast-paced entertainment.
The appeal of the baccarat game comes from its simplicity: you do not make draw decisions. You simply choose an outcome before the cards are dealt. An observational study of baccarat players confirmed that participants perceive the game as a source of excitement and social interaction, particularly around shared betting and streak interpretation - An Evidence-Based Overview for New Zealand Players, 2026. Worth noting, though: playing continuously online introduces new pacing risks that demand strict, disciplined betting. More on that shortly.
- Baccarat::A standard casino card game comparing the points of two hands. The winning hand is the one closest to nine.
- Banker::One of the two hands dealt on the table. It has a slight mathematical advantage due to drawing rules.
- Player::The opposing hand dealt in the game. It is simply a betting option and does not represent you specifically.
- Tie::An outcome where both hands equal the exact same value. Usually pays 8:1 but holds a high house edge.
- Table::The digital or physical layout where chips are placed on specific betting zones.
- Dealer::The casino staff member or software algorithm that draws the cards and manages payouts.
- Live dealer baccarat::A real-time baccarat game streamed from a studio using physical cards and human hosts.
Online baccarat, live baccarat and real money formats
Online baccarat uses a certified Random Number Generator (RNG) to immediately simulate the shuffle and draw of cards, while live baccarat relies on a human dealer managing a physical casino shoe on video. A standard RNG baccarat online casino format offers rapid rounds, often up to 150 to 220 hands per hour according to industry pace benchmarks, making it highly efficient for budget-controlled practice. Live casino baccarat sits at a slower 50 to 70 hands per hour, matching a traditional land-based rhythm.
That difference matters more than it sounds. Data indicates that the average live dealer session lasts approximately 47 minutes, roughly double the average slot session of 22 minutes - An Evidence-Based Overview for New Zealand Players, 2026 (Gaming Analytics report 2025). This extended engagement makes pre-set time limits doubly important. If you are the type who loses track of time, set an alarm on your phone before you sit down.
Both real money formats demand sensible bankroll limits on online casino platforms, as playing with real money amplifies the psychological impact of standard variance. Payment options for New Zealand players typically include credit cards, e-wallets such as Skrill and Neteller, and cryptocurrency, each with different withdrawal speeds. E-wallets generally process payouts within 24 to 48 hours, while bank transfers may take 3 to 5 business days. Confirming these timelines before depositing ensures a smooth experience and avoids frustration when you want to cash out.
Baccarat rules every beginner should know
The strict baccarat rules mean that a beginner focuses purely on funding choices, as the dealer automatically handles all the maths and game mechanics. In baccarat, you are backing one of two static outcomes, not playing a hand against the house in the traditional blackjack sense. This takes the pressure off entirely, leaving you free to understand the payout odds and simply enjoy the experience.
Card values and the banker, player and tie bets
Baccarat card values are assigned efficiently: cards two through nine keep their face value, tens and picture cards are counted as zero, and aces act as one. The sum of the cards forms your total, but if that total exceeds nine, the first digit is dropped. Quick maths: a seven and an eight equal 15, which translates to a baccarat total of 5. You set your bet to support the hand you believe will score higher. A tie represents a perfect match in points, offering high odds to compensate for the rarity of the outcome.
Payouts at a glance:
- Player win pays 1:1 (even money), no commission.
- Banker win pays 1:1 minus a 5% commission (net payout 0.95:1).
- Tie pays 8:1 at most tables (some offer 9:1, which lowers the house edge to approximately 4.84%).
Third-card rules without unnecessary math
The third-card rules determine whether the dealer pulls an extra card for either side, operating on a strictly predetermined framework. If the Player hand totals five or less, it takes a third card. The Banker hand's draw depends entirely on its own total and the exact third card drawn by the Player.
Specifically: if the Player stands (total 6 or 7), the Banker draws on 0 to 5 and stands on 6 or 7. When the Player does draw, the Banker's action on totals of 3 to 6 depends on the value of the Player's third card. This heavily regulated system creates the slight mathematical tilt in the game's design.
The trade-off? Zero stress. You never have to calculate these drawing conditions yourself. It is completely automatic, and honestly, most experienced players could not recite the full third-card table from memory either.
How to play baccarat step by step
To play baccarat online, you start by selecting a chip value, placing your bet on a designated zone, and waiting for the two hands to be dealt and scored. Because the baccarat rules dictate every action after the wagers close, understanding how to play baccarat is entirely about managing your bankroll rather than memorising complex card moves.
- Select the baccarat table: Choose a lobby that fits your maximum deposit limit. Table limits typically range from $1 to $10,000, depending on the operator and variant.
- Place bet: Put your chips on Banker, Player, or Tie.
- Cards are dealt: The dealer draws two initial cards for each side, first to the Player hand, then to the Banker hand.
- Scoring: Each hand's total is calculated (modulo 10). If either side hits a natural 8 or 9, the round ends immediately.
- Third card (if required): The predetermined drawing rules are applied automatically.
- Outcome: The winning side is paid instantly and the next round begins.
A large-scale analysis of 17.9 million baccarat coups found that the majority of players follow positive recency, betting on outcomes matching recent streaks and increasing stakes as streaks grow - An Evidence-Based Overview for New Zealand Players, 2026. Being aware of this behavioural tendency helps you stick to flat betting and avoid impulsive escalation. It is one of those patterns that feels logical in the moment but costs real money over time.
How a baccarat table works
A baccarat table is structurally divided into central betting areas representing the Player and Banker zones, visually flanked by standard chip racks and a session history. In a live dealer baccarat setting powered by providers such as Evolution Gaming or Pragmatic Play, the physical table is mapped to an overlay on your screen. You select a chip and click the corresponding area before the timer reaches zero.
Most live interfaces use a traffic-light system to signal round status: green means betting time is open, yellow indicates time is nearly up, and red confirms betting is closed. The tie bet sits between the main areas, clearly marked.
Live baccarat tables also frequently feature interactive statistical displays known as "roads" or scorecards at the bottom of the screen, tracking recent outcomes. These include the Big Road (raw results sequence), the Bead Road (colour-coded grid), the Big Eye Road, Cockroach Road, and Small Road, all derived from patterns in the Big Road. While many players use these displays to identify perceived trends, each hand remains an independent event. Roads do not predict future results, no matter how convincing the pattern looks.
What happens after bets are placed
Once the timer closes, the dealt cards dictate the remainder of the baccarat game. Two cards are given to the Player hand and two to the Banker hand. The reveal sequence varies; standard online versions flip them instantly, while "squeeze" versions reveal the faces slowly to generate suspense. If neither side hits a natural total of 8 or 9, the dealer consults the predetermined drawing table to see if a third card is required. Finally, the total closest to nine determines the winning side, and the software immediately credits wins or deducts losses.
The whole cycle, from bet to result, takes roughly 15 to 30 seconds in an RNG game. In live formats, expect closer to 45 to 60 seconds per round, depending on the squeeze variant and dealer pace.
Types of baccarat games you can play online
The range of baccarat games provides varied pacing and payout structures, letting players dictate whether they prefer immediate RNG results, sociable live environments, or altered commission rules. Live baccarat, speed baccarat, and mini baccarat consistently lead New Zealand site lobbies, with each version suiting a different approach to bankroll management.
| Variant | Pace (Hands/Hour) | Commission | Best suited for |
|---|---|---|---|
| Punto Banco | Moderate (~70) | 5% on Banker wins | Beginners wanting the classic format |
| Speed Baccarat | Fast (150+) | 5% on Banker wins | Experienced players with strict time limits |
| No Commission Baccarat | Moderate (~70) | 0% (Banker win on 6 pays half) | Players avoiding 5% math tracking |
| Mini Baccarat | High (RNG) | 5% on Banker wins | Casual gameplay at lower stakes |
| Baccarat Squeeze | Moderate (~60) | 5% on Banker wins | Players who enjoy suspense and slow card reveals |
| Multi Seat Baccarat | Moderate (~65) | 5% on Banker wins | Social players who want to bet multiple positions |
While speed variants allow rapid hand clearing, they can strain a budget faster than you might expect. Standard Punto Banco provides enough breathing room to process outcomes without forcing immediate decisions. If you are still learning, that breathing room genuinely matters.
Live baccarat and live dealer baccarat
Live baccarat and live dealer baccarat deliver identical mathematics through real-world studio video feeds. Choosing a live casino baccarat experience guarantees full visibility of the shuffles, the physical deck penetration, and the human timing of the round. The best live baccarat casino games are provided by studios such as Evolution Gaming, Pragmatic Play, and Playtech, each offering high-definition multi-camera streams with professional hosts.
Users choose live formats over standard RNG tables primarily for authenticity. It replaces isolated algorithms with human oversight, producing an atmosphere that closely mimics physical casino floors. Modern live studios integrate RFID card scanners beneath the dealing surface, achieving read accuracy of 99.8 to 99.99% with data aggregation under 200 milliseconds. That ensures seamless digital result capture without manual intervention. The technology is, frankly, impressive, and it is one reason live baccarat has grown so quickly among NZ players.
Punto Banco, Mini Baccarat and No Commission
Punto Banco is the standard foundation of different versions and variants online, varying slightly only in user interface. Mini Baccarat simplifies the traditional multi-player physical table into an uncluttered 1-on-1 digital format with a 7-seat structure and lower stakes, while using mathematically identical rules.
No Commission variants, on the other hand, waive the standard 5% tax on Banker wins but introduce a different trade-off: a winning Banker hand on exactly 6 points will often only pay half your original wager (0.5:1 instead of 1:1). Worth knowing: standard Punto Banco remains mathematically stronger with its 1.06% house edge versus the approximately 1.46% edge in No Commission formats. That difference seems small, but over hundreds of hands it adds up.
Baccarat betting options, odds and payouts
The baccarat betting options establish the exact cost of your entertainment, defining the probabilities of short-term returns and long-term deductions. The primary choices, Banker bet, Player bet, and Tie bet, dictate the house edge you face. Before jumping into side bets or looking at odds, remember that the core wagers offer some of the most stable payouts of any table game available online.
Banker, player and tie: how the core bets differ
The core bets differ mainly in their hit frequency and payout deductions. The Banker hand will naturally win roughly 45.86% of the time, resulting in a low house edge of 1.06%, making it the safest mathematical choice despite a 5% commission on wins. The Player bet wins approximately 44.62% of the time with a 1.24% edge and zero commission. In plain English: the Banker is slightly better long-term, but neither bet is a bad choice.
"The probability that Banker wins is approximately 45.86%, Player wins 44.62%, and Tie occurs 9.52%. The resulting long-term house edge is about 1.06% for Banker after standard commission, 1.24% for Player, and 14.36% for Tie at 8:1 payout." - An Evidence-Based Overview for New Zealand Players, 2026 (combinatorial analysis, eight-deck shoe).
The Tie bet, while promising an 8:1 payout, carries a massive house edge near 14.36%. It rarely occurs, dramatically increasing your risk compared to main wagers. If a table offers the 9:1 Tie payout, the edge drops to approximately 4.84%, but this remains substantially higher than either core bet. Put simply: the Tie looks tempting, but the maths says walk away.
Side bets and when to avoid them
Optional side bets, such as perfect pairs, Dragon 7, Panda 8, or specific hand totals, offer the allure of higher payouts but carry substantially larger house edges that erode the core mathematical advantage of baccarat. Here are the most common side bets and their costs:
- Player Pair / Banker Pair pays 11:1, house edge approximately 10.36%.
- Perfect Pair (same rank and suit) pays up to 200:1, house edge approximately 13.03%.
- Either Pair has a house edge of approximately 13.71%.
- Dragon 7 carries a house edge between 7% and 11%.
- Panda 8 carries a house edge between 7% and 11%.
Source: An Evidence-Based Overview for New Zealand Players, 2026 (wizardofodds.com house edge table for side bets, eight-deck shoe).
Adding higher-risk side bet options completely neutralises the core mathematical advantage that makes baccarat valuable to a controlled bankroll. Guides across the industry clearly advise against leaning heavily on them.
"Stick to the Player and Banker bets only, preferably Banker; every other bet is a sucker bet." - Wizard of Odds analysis.
Fact Check: Baccarat Myths vs. Reality
- Myth:"The Banker always wins." Reality: The Banker wins roughly 45.86% of rounds. It has a slight edge, but no outcome is guaranteed. Losing streaks happen regularly.
- Myth:"There is a guaranteed baccarat strategy." Reality: Baccarat is a game of independent random probability. No long-term strategy can overcome the fixed 1.06% house edge.
- Myth:"Live dealer baccarat is less random than RNG." Reality: Both adhere strictly to audited random outcomes. The mechanism differs, but the fairness metrics remain thoroughly identical. RFID scanners and independent RNG certification (by eCOGRA, GLI, or iTech Labs) ensure both formats produce verified results.
Baccarat strategy: what can help and what cannot
A functional baccarat strategy relies on damage limitation rather than exploiting non-existent game flaws. Because individual playing decisions do not exist mid-round, a legitimate strategy focuses entirely on budget rules, bet selection, and disciplined exit planning. There is a sharp difference between enforcing structured session limits and believing a betting system can deliver a guaranteed win. One protects your bankroll. The other empties it.
Bankroll, limits and disciplined betting
Responsible money control requires defining your total bankroll and strictly assigning only a small percentage, often 1% to 3%, per hand. Set a limit before launching the software. Flat betting ensures your exposure remains steady, entirely avoiding the chaos of chasing losses.
A practical framework for play baccarat involves pre-determining a stop-loss point (typically 40 to 50% of your session budget). Once the bankroll hits that marker, the session terminates immediately. No exceptions. Equally, setting a win target, for example +25% of your starting session amount, prevents the common pattern of giving back profits. It sounds obvious, but in practice most players skip this step.
Session budgeting rule: Allocate no more than 10 to 20% of your total bankroll to any single session. This isolation ensures that a single bad run cannot damage your overall position.
Betting systems and common myths
Traditional betting systems, such as the Martingale (doubling your stake after a loss), routinely collapse under table limits and finite balances. The same applies to the Fibonacci system (increasing stakes along the Fibonacci sequence) and the 1-3-2-4 system (a four-step positive progression). Because no system changes the fixed house edge, negative progression strategies simply accelerate financial risk when inevitable losing streaks occur.
A simulation of five million baccarat coups confirmed that under any simple staking system, the casino wins in the long run due to its positive house advantage - An Evidence-Based Overview for New Zealand Players, 2026 (Paul van der Laken, simulation of five million baccarat coups).
The gambler's fallacy, the belief that a long run of Banker wins means a Player win is "due", drives superstition. In truth, the shoe has no memory, so avoiding pattern-chasing is a critical step in preserving your funds.
A meta-analysis found that internet gambling carries the highest odds ratio for problem gambling (OR = 7.59, 95% CI 5.24 to 10.99) among all assessed risk factors - An Evidence-Based Overview for New Zealand Players, 2026 (meta-analysis of problem gambling risk factors). That number is worth sitting with for a moment. If you feel your play is becoming compulsive, contact the NZ Gambling Helpline on 0800 654 655.
How to choose an online baccarat casino
Selecting an online baccarat casino requires evaluating concrete metrics: transparent operating licences, clear terms for deposit bonuses, verified software providers, and responsive payment methods. When comparing baccarat casinos, the priority is verifying fair conditions at a licensed online casino so you can assess the genuine value of an offer without getting trapped by deceptive fine print.
Checklist: what to verify before depositing
Use this practical checklist before committing real money:
- Valid licence - Look for regulation from the Malta Gaming Authority (MGA), UK Gambling Commission (UKGC), or the upcoming NZ domestic licences under the 2026 Act.
- RNG audit - Confirm independent certification from eCOGRA, iTech Labs, or GLI, updated within the last 12 months.
- Live tables from top providers - Ensure the lobby features studios by Evolution Gaming, Pragmatic Play, or Playtech with HD multi-camera streams.
- Payment methods - Confirm NZD support and check withdrawal timelines: e-wallets (24 to 48 hours), credit cards (2 to 5 days), bank transfers (3 to 5 days), cryptocurrency (often same day).
- Bonus terms for table games - Read the baccarat wagering contribution percentage before claiming any offer.
- Deposit and loss limits - Confirm built-in responsible gambling tools: deposit caps, session time alerts, and self-exclusion options.
- Mobile adaptation - Verify that live tables stream smoothly on your device with stable video and responsive chip placement.
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Bonuses, welcome offers and real value
Welcome offers regularly advertise large monetary matches, but their real value is tied exclusively to the wagering requirement. Standard slots usually clear 100% of a bonus wager, whereas baccarat often contributes anywhere from 10% to 20%, or is fully excluded. Industry analyses of bonus wagering eligibility confirm that RNG table games are more frequently counted towards bonus rollover than live dealer games, which are often excluded entirely - An Evidence-Based Overview for New Zealand Players, 2026.
Worked example: the true cost of a baccarat bonus
Suppose a New Zealand operator offers a $100 bonus with a 30x wagering requirement. On slots (100% contribution), you need to wager $3,000 to clear the bonus. But if baccarat contributes only 10%, your effective wagering target becomes $30,000, ten times higher. At the Banker bet's 1.06% house edge, you would statistically lose approximately $318 before unlocking the bonus. The bonus is worth $100; the expected cost is $318. In plain terms: the bonus destroys value. That is not a rounding error; it is a fundamental problem.
If a New Zealand operator provides an iGaming bonus intended for table games, the PlayWise NZ standard procedure is to calculate the precise rollover multiplier immediately.
During a recent evaluation of a major platform, a player claimed a generous welcome bonus explicitly to play tables. By triggering the standard deposit test, the review highlighted that baccarat carried only a 5% wagering contribution. Consequently, the player recalculated their approach, realising that plain-English term breakdowns are essential for preserving the bankroll. Always read the maths behind the offer, not just the headline number.
Software, payments and live table quality
Quality platforms acquire their games from premium software providers such as Evolution Gaming, Pragmatic Play, Playtech, and NetEnt Live, ensuring high-res streams and stable interfaces. Your optimal user experience in a baccarat online casino relies on minimal lag during live dealer interaction. A choppy video feed during a squeeze reveal is not just annoying; it undermines trust in the entire platform.
Payment options should support rapid, secure deposit mechanisms in NZD, streamlining your transitions without punitive conversion fees. Common options for NZ players include Visa/Mastercard, e-wallets (Skrill, Neteller), and cryptocurrency (Bitcoin, Ethereum). Top-tier providers integrate native responsible gambling tools, including self-exclusion buttons stationed directly beside the table interface. That placement matters: if the tool is buried three menus deep, it is not genuinely accessible when you need it.
Disclaimer: The availability of baccarat online, real money play, bonuses, and live baccarat NZ depends on local regulations and the specific conditions of each casino. Always verify the current licensing status of any operator before playing. This information is general in nature and does not replace professional advice. If gambling is causing you harm, contact the NZ Gambling Helpline: 0800 654 655.
Baccarat NZ: what to know before you play
To search for baccarat NZ or live baccarat NZ means navigating the landscape of New Zealand's regulated online market. As New Zealand's 2026 Online Casino Gambling Act enforces strict new compliance from 1 July 2026, picking licensed casinos over offshore unregulated sites guarantees access to baseline harm-minimisation tools. This is not a minor detail; it is arguably the single most important factor in choosing where to play baccarat online live from New Zealand.
According to regulatory documents, up to 15 licences will be issued under the new framework, with no single operator permitted to hold more than three. Violations carry penalties of up to NZ$5 million - An Evidence-Based Overview for New Zealand Players, 2026 (New Zealand Online Casino Gambling Bill, Ministry for Regulation). Before the Act's commencement, offshore sites technically operated in a grey area; from 1 July 2026, only domestically licensed providers may legally offer online casino gambling to persons in New Zealand.
The local intent around online baccarat NZ focuses on reliable NZD payment flows and the guarantee that an operator adheres to the transparency standards set out by the Department of Internal Affairs. Players can verify licensing status directly on the DIA website. Whenever you play baccarat online live from New Zealand, local consumer protection policies remain your strongest safety net.
A systematic review found that among adults who play online casino games or slots, the rate of problem gambling reaches 15.8%, the highest figure among all gambling formats - An Evidence-Based Overview for New Zealand Players, 2026 (global systematic review of gambling prevalence). This statistic underscores why New Zealand's new regulatory framework places responsible gambling tools at the centre of every licensed operation. Set your limits, use the tools available, and play within them.
FAQ about baccarat online and live play
Can you play baccarat online before risking real money?
Yes. You can transition into the mechanics of a digital platform by launching RNG baccarat in a free or demo mode. Developers such as NetEnt and Play'n GO host official demo versions on their websites, while licensed operators often include practice modes within their apps. This allows you to visually learn how the interface registers a deposit and how the drawing rules unfold without risking real bankroll.
However, this is largely constrained to software versions. Live dealer baccarat cannot offer a demo mode because a human dealer and physical cards are involved in every round, and the operational costs of running the studio cannot be covered by virtual credits. Beginners should switch to real-money play only after forming a solid grasp of how the pace operates and, just as importantly, after setting firm deposit and session limits.
Is live dealer baccarat better for beginners than RNG baccarat?
Live dealer baccarat offers superb visibility of cards and pacing that feels distinctly natural, which eases beginner comfort. The trade-off: live environments remove the ability to physically pause the game endlessly, placing you on the dealer's schedule. While the difference in experience provides authenticity, standard RNG baccarat remains arguably safer for absolute beginners because it permits free testing and applies significantly lower stake limits (some tables start from as low as $0.10).
Set your deposit limit, explore the software first, and migrate to live casino baccarat only when you are entirely comfortable with the fixed rhythm. There is no rush, and no one is watching.
What is the current legal status of online baccarat in New Zealand?
Before 1 July 2026, New Zealand's Gambling Act 2003 prohibited "remote interactive gambling" hosted within the country, but offshore operators serving NZ players existed in a regulatory grey area. From 1 July 2026, the Online Casino Gambling Act establishes a domestic licensing system. Only operators holding a New Zealand licence may legally offer online casino games, including baccarat, to residents. You can confirm an operator's licence status on the Department of Internal Affairs (DIA) website.
Which betting systems actually work in baccarat?
None of them overcome baccarat's fixed house edge. The Martingale, Fibonacci, and 1-3-2-4 systems all redistribute risk across hands without altering long-term expected loss. Flat betting combined with strict session limits remains the only mathematically defensible approach. If a system promises guaranteed wins, it is selling a fallacy, full stop.
How fast will I receive my winnings from an NZ baccarat casino?
Withdrawal speed depends on your chosen payment method. E-wallets (Skrill, Neteller) typically process within 24 to 48 hours. Credit and debit cards take 2 to 5 business days. Bank transfers may require 3 to 5 business days. Cryptocurrency withdrawals are often processed the same day. Always check an operator's posted withdrawal policy and any verification requirements before your first deposit, not after your first win.